No matter how attractive a pre-approved offer may seem, bear in mind that there are indeed no free lunches
Looking to regain lost ground in the credit cards segment, HDFC Bank on Monday announced a tie-up with leading payments company Paytm to start selling co-branded plastics before the onset of the festive season. The credit cards will be powered by Visa and will include offerings targeted at millennials, business owners and merchants, an official statement said. Paytm has a reach of over 330 million consumers and 21 million merchants, while HDFC Bank has over 5 million debit, credit and prepaid cards, and serves 2 million merchants through its offerings.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
The credit card user base is expected to reach 50 million by 2010. Incidentally, the number of people unhappy with their credit card companies are also increasing. Tell us if you are happy with your credit card company.
While banks may offer a good credit limit, look at your salary and needs before spending.
Here's how you can plan better and pay smarter!
Of course, NO! You must think of EMI option if and only if one is on the verge of defaulting on a payment.
It appears the two banks are now convinced that increasing their credit card portfolios will not lead to significant erosion in asset quality.
Eight months after barring the country's largest private sector lender HDFC Bank from selling new credit cards, the Reserve Bank of India (RBI) has lifted the ban, banking sources said on Tuesday. However, the ban on launching new technology initiatives remains, the sources said. In December last year, the RBI had come out with an unprecedented
How crooks try to trick the system and defraud credit card transactions and how you must protect yourself from such scams.
Here are four comparative benefits and situations in which you should opt for credit cards with annual fees.
A credit card offers convenience and safety along with well packaged privileges and benefits. Here is an overview of various credit card types offered by banks.
All credit cards and debit cards issued by any Indian Banks (except Canara Bank) and authorised issuers of Visa and MasterCard International or any other affiliated with Visa are accepted for booking of rail reservation tickets.
Here are some pointers on what to do and what not to do in order to achieve this reality.
In this reader-driven feature, Get Ahead readers give their take on the credit vs debit card debate.
Tighter norms, better economy reduce credit card non-performing assets.
Debt trap, credit quicksand, money tangle... credit cards have often been called a number of names by the savvier-than-thou. But used right, they can actually prove to be boons. Here are some benefits of owning the plastic...
A 78-year-old woman in Mumbai was defrauded of over 25 lakh after a scammer gained access to her mobile phone under the guise of updating her electricity bill details.
When swayed away by a number of surrounding myths, we fail to understand the financial mechanics of credit cards and end up paying more.
Top private sector lender ICICI Bank has decided to discontinue its co-branded credit card with Kingfisher Airlines in the wake of continued grounding of the debt-laden air carrier.
The card offers special features like multiple reward points, weekend bonanza points, petrol surcharge waiver and 500 special gift reward points to be credited annually on the Teachers day, HDFC Bank said in a statement.
It all begins with a little overspending on the credit card, and before you know it, you find yourself being sucked into a debt trap. You may think you have a debt pay off plan, but think again!
India's bowling coach hails team's "hungry mindset" after strong T20 World Cup start
We asked readers to send their advice on how to get out of credit card debt. Here are some more suggestions and tips.
We asked readers to send their useful ideas and advice on how one can get out of credit card debt. Here are the first four useful suggestions and tips.
Of the 66.56 million cards, co-operative banks have issued about 32.71 million cards. Regional rural banks have issued about 12 million cards while commercial banks about 25.5 million cards.
A man in Meerut, India, allegedly staged the kidnapping of his 15-year-old son and demanded a ransom to pay off debts accumulated through online gaming. He has been arrested and the boy is safe.
According to the Reserve bank of India data, year-on-year growth for credit card outstandings, or the total balance due to issuers on credit card spends by customers, has plummeted to 1.4 per cent as on May 22, 2009.
Here are some things you must never do with respect to your credit card.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
Often, individuals are offered credit cards with great schemes directly by the bank.
Indian golfer Kartik Singh finished T-12 at the IGPL Morocco Rising Stars 2026 after carding 1-under 71 in the final round, with Thailand's Tanapat Pichaikool winning the title.
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
A credit card is a useful tool, when managed judiciously but a lurking danger if you mismanage it.
Currently, the bank charges Rs 50 as cash processing fee.
Balance transfer is a facility in which you can transfer outstanding balance from one credit card to another. It works well if you have multiple cards.
What if after making some hefty purchases at a store you pull out your credit card only to be told that your transaction has been declined?
